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Severe weather dominated the year’s losses.
Extreme weather once again led to multiple billion-dollar disasters in the U.S. in 2025. According to new analysis by Climate Central, 23 billion-dollar weather and climate disasters caused 276 deaths and an estimated $115 billion in damage.
The total makes 2025 the third-highest year on record for billion-dollar disasters, trailing only 2023 and 2024. It also far exceeds the long-term average of nine such events per year and the average annual cost of $67.6 billion, based on data dating to 1980.
“Climate change is making extreme weather more intense,” Climate Central meteorologist Shel Winkley said. “And with more people living in harm’s way, the price tag keeps growing.”
The Los Angeles wildfires last January were the most expensive event of 2025, causing an estimated $61.2 billion in damage. Climate Central said the fires were the costliest wildfire disaster on record, roughly doubling the previous record-holder.
Severe weather dominated the year’s losses. Tornado outbreaks and strong storms across the central U.S. accounted for 21 of the 23 billion-dollar disasters, or about 91% of the total. The central tornado outbreak in March was the most expensive severe weather event at $11 billion. The string of 180 tornadoes stretched from Texas and Oklahoma through the Gulf Coast states and into North Carolina, causing 43 deaths. It was the largest March outbreak on record.
A heat-driven, billion-dollar drought also affected the West in 2025, costing an estimated $3.1 billion.
Since 1980, the U.S. has experienced 426 billion-dollar weather and climate disasters, with total costs exceeding $3.1 trillion, according to the analysis. Climate Central said the frequency of these events has increased dramatically over time, driven by more extreme weather and growing populations in vulnerable areas.
The time between disasters has also grown shorter. In the 1980s, the average gap between billion-dollar disasters was about 82 days. From 2016 to 2025, that average dropped to 16 days. In 2025 alone, the average time between billion-dollar disasters was just 10 days.
“This affects everyone — from higher insurance costs to tax dollars spent on disaster relief and disrupted lives and livelihoods,” Winkley said.
Climate Central is a nonprofit group of independent scientists and communicators who study climate science, sea level rise, extreme weather, energy, and related topics.
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